US Stocks Charges Calculator for India: Zerodha, Groww and more
Buying a US stock can cost more than brokerage. Enter your prices and quantity to see the charges in dollars. Then add your bank's rates to see the result in rupees.
Calculator status: Starting figures
Calculate US stock brokerage and charges
Charges and net result
Source conflictEstimate using Zerodha's detailed charges page
The price move gives $50.00. Charges on both orders take $2.54, so +$47.46 reaches you before income tax. A sell price of $100.25 covers these charges.
Stock purchase value$1,000.0010 shares × $100.00
Brokerage + GST$2.42all orders, with any GST
Other fees$0.12US and exchange fees
USD required for the buy$1,001.23price + buy charges
USD from the sale$1,048.69after sell charges
Net result before income tax+$47.46profit in dollars
Zerodha's pages differ on one point. Zerodha's product FAQ describes regulatory fees differently. Check the charges shown in your own statement.
If regulatory fees are included in brokerage+$47.58
What this trade costs
Zerodha · Buy 21 Oct 2026 · Sell 28 Oct 2026
Brokerage · both sides · from the public page$2.05
GST on brokerage · from the public page$0.37
IFSCA fee · both sides · the provider's pages differ$0.10
SEC fee · sell side · the provider's pages differ$0.02
FINRA trading fee · sell side · paused by FINRA from 1 Oct to 31 Dec 2026$0.00
Total charges$2.54
This estimate uses your inputs and the fee rules shown above. Your provider's final charges may differ. The result is before income tax.
Estimated cost-covering price
In dollars$100.25covers buy and sell charges
With the rupee trip—Open the rupee costs and convert to INR to see it.
This is arithmetic, not a target price or advice. TCS is left out of both figures.
Same orders, three fee plans
The same orders priced under each fee plan
Fee plan
Zerodha
Groww
Custom
Brokerage + GST
$2.42
$2.42
$5.13
Other fees
$0.12
$0.05
$0.03
Total charges
$2.54
$2.47
$5.16
Net USD result
+$47.46
+$47.53
+$44.84
Status
Conflict
Conflict
✓ Complete
No "lower cost" label here. It appears only when every column is complete.
Custom uses the plan you typed. Groww's daily fees assume these are all your trades on those dates. Same bank figures for all three.
Each file lists every fee, its source and the date it was checked.
The link carries only these inputs. Saved inputs stay in this browser only, and are off until you turn them on.
Try one change
Each button changes exactly one input and says what that did to the headline figure. Reset undoes it.
What this calculator does and does not do
What this calculator does
Works out brokerage, GST and US regulatory fees on each US stock order, using the fee rules in force on your trade dates.
Shows the net result in dollars before income tax, and the sell price that covers the charges.
Adds your bank's exchange rates and fees, if you open the rupee panel, to show the result in rupees.
Shows TCS apart from the result, because it is tax paid in advance and not a cost.
Prices the same orders under Zerodha, Groww and your own custom plan side by side.
What it does not do
Fetch live share prices or live exchange rates. You type both.
Work out income tax, dividends or US withholding tax on your gains.
Know the exact bill on your statement. Where a broker's own pages disagree, it shows both readings.
Show the method and assumptions
The method
Groups fills into executed orders.
Then applies each fee rule per order or per day, with its minimum, maximum and rounding.
Adds GST to brokerage only.
Converts with the exchange rates you type, and keeps TCS apart from the result.
Searches cent by cent for the cost-covering sell price.
What it assumes
Cash orders on a US exchange, through the broker you pick.
TCS is tax collected upfront. It adds to the cash you need, not to your costs.
Your bank or broker can charge more than the figures shown here.
Sources, effective dates and exclusions
Calculated on
today
SEC and FINRA fees follow the trade date in the form, not today's date.
US stock charges of Zerodha and Groww, with SEC and FINRA fees
Live market prices. Every price here is one you type.
Bonus issues, splits and other corporate actions.
Your full income-tax bill.
Dividends and the US tax held back on them.
Margin, short selling, options and other products.
Opening, subscription or inactivity charges.
What could change this?
The trade dates. Fees follow the rules in force on each date, and FINRA has paused its fee from 1 Oct to 31 Dec 2026.
The size of each order. A minimum charge makes a small order cost more in percent, and a cap makes a big one cost less.
Your bank's two exchange rates. A lower rate on the way back can turn a dollar profit into a rupee loss.
How you split the orders. Each executed order pays its own minimum.
How much does it cost to buy US stocks from India?
There are up to five kinds of cost. Brokerage on each order, and 18% GST on it. Small US regulatory fees, mostly on sells. The bank's exchange rate and its markup. A transfer fee with GST. And TCS (tax collected at source), which is tax paid upfront, not a fee.
For a $1,000 trade, brokerage is often the smallest part. The exchange rate and bank fees can be much bigger.
ZZerodha US stocks charges
Brokerage
0.1% of each order. At least $0.01, at most $10.
GST
18% on brokerage
Regulatory fees
SEC on sells, IFSCA on both sides (detailed charges page)
Route
India INX Global Access, GIFT City
Example: a $100 order pays $0.10 brokerage. A $50,000 order pays $10, the cap.
Source conflict: The product FAQ says regulatory fees are inside brokerage. The calculator shows both readings.
Checked on 20 Oct 2026 from the public charges page. Not the official calculator of this broker.
GGroww US stocks charges
Brokerage
0.1% of each order or $1, whichever is higher. No cap listed.
GST
18% on brokerage
Regulatory fees
SEC and FINRA on sells, CAT on buys and sells, added up per day
Currency conversion
Groww says it does not charge. Your bank's rate still applies.
Example: a $100 order pays $1.00 brokerage, the minimum. A $50,000 order pays $50.
Source conflict: FINRA has paused its fee until 31 Dec 2026, but the tariff still lists it. The calculator shows both.
Checked on 20 Oct 2026 from the public charges page. Not the official calculator of this broker.
Why small orders can cost more brokerage
A minimum charge changes the picture. With a $1 minimum, a $100 order pays 1% in brokerage. A $1,000 order pays only 0.1%.
Brokerage on one order, before GST
Order value
Zerodha
Groww
$100
$0.10
$1.00
$1,000
$1.00
$1.00
$10,000
$10.00
$10.00
$50,000
$10.00
$50.00
Brokerage only, one order, before GST. Ten $100 orders cost $1.00 at Zerodha and $10.00 at Groww. This is arithmetic, not a broker pick.
Turning rupees into dollars, and back
Your bank sells you dollars at its own rate. That rate often has a markup above the market rate. When you bring money home, the bank buys dollars back at another rate.
So the rate matters twice. Enter the rate your bank actually quotes. Do not add the markup again.
How much TCS is charged on US stocks, and do you get it back?
TCS (tax collected at source) is 20% on the part of your yearly remittances above ₹10 lakh. The year runs April to March. It counts money sent through every bank and app.
TCS is not lost money. It is tax paid in advance. You can usually claim it in your income-tax return. This page does not promise a refund amount or date.
At what price do I break even after all charges?
The breakeven is the sell price where your charges are covered. The calculator tries real prices one cent apart, because a fee can jump at a minimum or a cap.
It shows two figures. One in dollars. One that also covers the rupee trip at your exit rate. Neither is a target or a tip.
Income tax on a gain is separate and is not worked out here. See capital gains for what that word means.
Is a US stock profit also a profit in rupees? Two real-style examples
Both use the same trade. Buy 10 shares at $100 and sell at $105, with a 0.25% custom brokerage. Only the exit exchange rate changes. These are illustrative inputs.
▲ Profit in rupees
Example 1: profit in dollars and profit in rupees
+₹1,818.88
net result in rupees, before income tax
Trade result in dollars
+$44.84
Money sent: $1,002.50 at ₹85.50 + fees
₹86,458.03
USD back after the $25 withdrawal fee
$1,022.34
Exit rate
₹86.50
INR received after GST
₹88,276.91
▼ Loss in rupees
Example 2: profit in dollars, loss in rupees
−₹225.80
net result in rupees, before income tax
Trade result in dollars
+$44.84
Money sent: $1,002.50 at ₹85.50 + fees
₹86,458.03
USD back after the $25 withdrawal fee
$1,022.34
Exit rate
₹84.50
INR received after GST
₹86,232.23
The same trade can win or lose in rupees. The exchange rate when you bring money back and the transfer fees decide it.
If ₹9,50,000 was already sent abroad this year, TCS of ₹7,142.75 is collected upfront. Both results above stay the same. TCS is tax paid in advance, not a loss.
Common mistakes
Adding a markup on top of a bank rate that already includes it. Enter the final rate your bank quotes.
Counting TCS as a loss. It is tax paid in advance and can usually be claimed in your income-tax return.
Reading a dollar profit as a rupee profit. The exit exchange rate and the bank fees can change the answer.
Common questions
What charges do I pay to buy US stocks from India?
Up to five kinds. Brokerage on each order, plus 18% GST on that brokerage. Small US regulatory fees, mostly when you sell. The bank's exchange rate and its markup when rupees become dollars. A bank transfer fee, with GST on that fee. And TCS, which is tax collected upfront once your yearly foreign remittances cross ₹10 lakh. TCS is not a fee. It counts toward your income tax.
What are Zerodha's US stock charges?
Brokerage is 0.1% of the order value, at least $0.01 and at most $10 per executed order, plus 18% GST. Checked on 20 Oct 2026. Zerodha's product FAQ says regulatory fees are included in brokerage. Its detailed charges page lists them separately. The calculator shows both readings, so check the charges in your own statement.
What are Groww's US stock charges?
Brokerage is 0.1% of the order value or $1 per executed order, whichever is higher, plus 18% GST. Groww also lists SEC and FINRA fees on sells, and a small CAT fee on buys and sells. Groww says it does not charge for currency conversion, but your bank's rate still applies. Checked on 20 Oct 2026.
Can I buy US stocks from Zerodha or Groww?
Both publish US stock products. Zerodha's route goes through India INX Global Access in GIFT City. Groww's help page still describes a limited rollout. Whether you can use it depends on the broker. This page only works out the costs.
Is TCS charged when I invest in US stocks?
For an investment remittance, TCS is 20% on the part of your yearly total that goes above ₹10 lakh. The year runs April to March, and it counts money sent through all providers, not just one. TCS is not lost money. It is tax paid in advance, and you can usually claim it in your income-tax return. When any refund arrives depends on your return.
How much can I invest in US stocks from India in a year?
RBI's Liberalised Remittance Scheme lets a resident individual send up to US$250,000 a year, April to March, for allowed purposes. That limit is in dollars. The ₹10 lakh TCS line is a different, rupee number. Crossing it does not mean the transfer is banned.
Why does a small US stock order cost more in percentage terms?
Because of minimum charges. With a $1 minimum, a $100 order pays 1% in brokerage, while a $1,000 order pays 0.1%. Ten separate $100 orders can cost more than one $1,000 order. The calculator applies the minimum and maximum to each order you enter.
Are SEC and FINRA fees charged when I buy?
Mostly no. The SEC fee and the FINRA trading fee apply when you sell. FINRA has paused its fee from 1 October to 31 December 2026 and plans to restart it on 1 January 2027. Some broker tariffs still show the normal line. The calculator shows both and lets you enter the charge from your statement.
Does a profit in dollars mean a profit in rupees?
Not always. If the rupee-dollar rate is different when you sell, or if the bank costs on the way in and out are large, your rupee result can be smaller or bigger. Add both exchange rates to see the full rupee picture.
Are the prices and exchange rates live, and does this work out my income tax?
No to both. You type in the share price and your bank's exchange rate. The page shows the date each fee was checked. The result is before income tax. It is not a tax report for foreign assets.