XIRR: jab paisa alag alag dates par aata jaata hai.
Doosre naam: xirr, extended internal rate of return, irr on dates, money weighted return.
Ise kaise padhein
Agar paisa ek hi baar laga aur ek hi baar nikla, toh seedha saalana rate kaafi hai. Lekin jab har mahine kuch jaata hai aur beech mein kuch nikalta hai, tab har rakam alag samay tak lagi rehti hai.
XIRR wahi antar ginta hai. Har flow ki apni date, apna samay — aur un sab ko jodne wala ek hi saalana rate.
Yeh kya nahi batata
XIRR ka gaanitik jawab har baar unique nahi hota. Asaamanya cash-flow patterns par ek se zyada jawab ho sakte hain, aur kabhi kabhi jawab milta hi nahi.
Aise mein solver error deta hai. Us error ka matlab yeh hai ki is pattern par jawab nikaala nahi ja saka — yeh nahi ki return shoonya tha.
Jude hue concepts
Ek account, 3 return figures — aur yeh 3 alag sawaalon ke jawab hain.
Ek hi account par 3 return figures alag jawab dete hain. Kaunsa lump sum par sahi hai, kaunsa dated contributions par, aur har ek kya chhupa leta hai.
Lesson kholo