Content par jaayein

Agla concept dhoondhein

Shabdkosh term

CAGR: woh sthir rate jo wahi anth deta.

Doosre naam: cagr, compound annual growth rate, annualised return, annualized return.

CAGR shuruaati value se antim value tak ke badlav ko ek hi sthir saalana rate ki tarah likhta hai. Woh rate jo poore samay chalta rehta toh wahi antim value banti. Yeh ek smoothing hai — ek seedha sa jawab jo yeh nahi batata ki beech mein rasta kaisa tha.

Ise kaise padhein

CAGR ek hi sawaal ka jawab deta hai: kaunsa sthir saalana rate is shuruaat ko is anth tak le jaata. Yeh woh rate nahi hai jo kabhi asli mein mila tha — yeh woh rate hai jo barabar hota.

Isi wajah se yeh tulna ke liye aasan hai. 2 alag avadhi wale natije ek hi paimane par aa jaate hain.

Yeh kya nahi batata

2 nivesh ka CAGR bilkul ek ho sakta hai, jabki ek beech mein bahut zyada neeche gaya ho aur doosra lagbhag seedha chala ho. CAGR dono ko ek jaisa dikhata hai.

Aur agar beech mein paisa jodha ya nikala gaya hai, toh CAGR galat paimana hai — us haalat mein har cash flow ki apni date ginni padti hai, aur uske liye XIRR hota hai.

Reference. LearnNifty - standard compounding arithmetic. See the returns explainer for the dated-cash-flow alternative.
Yeh term is lesson mein aata hai

Ek account, 3 return figures — aur yeh 3 alag sawaalon ke jawab hain.

Ek hi account par 3 return figures alag jawab dete hain. Kaunsa lump sum par sahi hai, kaunsa dated contributions par, aur har ek kya chhupa leta hai.

Lesson kholo